|Insight June 2017||Insight Mar 2017|
|Insight Dec 2016||Insight Sep 2016|
There are different investment objectives for each of the four investment options you can choose from if you have an APSS Member Savings and/or Pension account. There’s a separate investment objective for the investment portfolio of assets that Australia Post and Associated Employers rely on to meet their obligation to pay out APSS Defined Benefits to employee members and meet other costs as they become due. Members carry no investment risk in respect of Defined Benefit assets. The investment risk is borne by Australia Post and Associated Employers.
|Member Savings and Pension account investment options||Defined Benefit|
|Cash||Conservative||Balanced (MySuper)||High Growth||To achieve a long-term average investment return of 5.0% each year (after taxes and costs), measured over rolling five year periods.|
|To match/track the AusBond Bank Bill Index, net of tax.||To achieve a return over and above inflation as measured by the Consumer Price Index (CPI), as follows:|
|CPI + 1.5% pa||CPI +3% pa||CPI +4% pa|
Download the relevant Product Disclosure Statement to learn more.
Read more about the investment strategies used to achieve these objectives.