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Your employer contributions

The APSS has a number of membership categories that provide defined benefits. The defined benefits are funded by employer contributions made by Australia Post and Associated Employers. The rate of employer contributions is determined by Australia Post based on the advice of the APSS Actuary as being necessary to fund the defined benefits payable to members. Employer contribution rates are reviewed on a regular basis, and every three years under a formal actuarial investigation. The last actuarial investigation was undertaken as at 30 June 2015 and reported to the APSS Trustee Board in 2016. To view a copy of this report click here.

In accordance with legislation, the Actuary also calculates the Notional Taxed Contribution (NTC) rate for APSS defined benefit members, which reflects the notional amount their employer contributes to fund their defined benefit. These notional contributions count towards the defined benefit members' concessional contributions limit. An employee member's concessional contributions also include any salary sacrifice (before-tax) contributions.

For more information on contribution limits, click here.

You can check your concessional contribution details online through Member login. The information in this secured site also includes the value of your NTCs for the current financial year (where applicable). Please call SuperPhone on 1300 360 373 for assistance if you need assistance to login.