Remember, limited services apply from 22 April ahead of the APSS merger with Australian Retirement Trust on 30 April.

The APSS has a number of membership categories that provide defined benefits,Opens in new window which are funded by employer contributions made by Australia Post and Associated Employers. The rate of employer contributions is determined by Australia Post based on the advice of the APSS ActuaryOpens in new window as being necessary to fund the defined benefits payable to members. Employer contribution rates are reviewed on a regular basis, and every three years under a formal actuarial investigation. Details of the latest formal actuarial investigation (and earlier investigations) can be found under 'Reports' in the Policies, reports & rulesOpens in new window section of this website.

In accordance with legislation, the Actuary also calculates the Notional Taxed ContributionOpens in new window (NTC) rate for APSS defined benefit members, which reflects the notional amount their employer contributes to fund their defined benefit. These notional contributions count towards the defined benefit members' concessional contributions limit. An employee member's concessional contributionsOpens in new window also include any salary sacrifice (before-tax) contributions.

For more information on contribution limits, click here .

You can check your concessional contributionOpens in new window details online through Member loginOpens in new window . The information in this secured site also includes the value of your NTCs for the current financial year (where applicable). Please call SuperPhone on 1300 360 373 for assistance if you need assistance to login.