Remember, limited services apply from 22 April ahead of the APSS merger with Australian Retirement Trust on 30 April.
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Merger to go ahead

The APSS will merge with Australian Retirement Trust on 30 April 2022. On that date, APSS members and their benefits will automatically transfer to Australian Retirement Trust. This is the new $230 billion fund formed through the merger of QSuper and Sunsuper. Significant Event Notices ( SENs ) tailored to your category of APSS membership were sent to you in the first week of March, setting out details of the merger. You can download the SEN relevant for you via the link below. 

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Formula 1: APSS Defined Benefits

The main super benefit for APSS employee members is the APSS Defined Benefit. Unlike other super benefits, a defined benefit is determined by a formula rather than the performance of investment markets (and there are no fees), as explained in this fact sheet.

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Accumulating super

APSS Member Savings accounts, including Spouse and Rollover accounts, are designed to help you accumulate super over time by adding and investing your own super savings. They work a bit like a bank account but with some important differences as explained in this fact sheet.

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Flexible retirement income

What do you do with your super when you retire? In this fact sheet, we look at how APSS Pension accounts can turn your super into a flexible retirement income stream, and consider how much retirement income you might actually need. 

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