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Sustainability and your super

For super funds, the goal of achieving the best possible financial outcomes for members increasingly means giving careful thought to the environmental and social, as well as economic, sustainability of their investments.

This lastest edition of Insight looks at how sustainability is shaping the agenda for all investors, including super funds like the APSS. It also provides your regular quarterly investment update, this time to 30 September 2020, with a summary of the investment market conditions over the three months to that date.

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Formula 1: APSS Defined Benefits

The main super benefit for APSS employee members is the APSS Defined Benefit. Unlike other super benefits, a defined benefit is determined by a formula rather than the performance of investment markets (and there are no fees), as explained in this fact sheet.

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Accumulating super

APSS Member Savings accounts, including Spouse and Rollover accounts, are designed to help you accumulate super over time by adding and investing your own super savings. They work a bit like a bank account but with some important differences as explained in this fact sheet.

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Flexible retirement income

What do you do with your super when you retire? In this fact sheet, we look at how APSS Pension accounts can turn your super into a flexible retirement income stream, and consider how much retirement income you might actually need. 

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