Think twice - Spotting a super scam

Your super is a valuable asset, perhaps second only to the value of your home, so it’s important to keep it safe. If a stranger comes to your home and asks to be let in, you would naturally think twice before unlocking the door. With your super, you also need to think twice. In the latest edition of your member newsletter, Insight, we offer some useful tips on what to look for to avoid scams and when to be extra vigilant. This edition of Insight also provides your regular quarterly investment update, this time to 30 June 2020, with a summary of the investment market conditions over the three months to that date.

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Formula 1: APSS Defined Benefits

The main super benefit for APSS employee members is the APSS Defined Benefit. Unlike other super benefits, a defined benefit is determined by a formula rather than the performance of investment markets (and there are no fees), as explained in the June 2018 edition of your member newsletter, Insight.

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Accumulating super

APSS Member Savings accounts, including Spouse and Rollover accounts, are designed to help you accumulate super over time by adding and investing your own super savings. They work a bit like a bank account but with some important differences as explained in the September 2018 issue of your member newsletter, Insight.

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Flexible retirement income

What do you do with your super when you retire? In the December 2018 edition of your member newsletter Insight, we look at how APSS Pension accounts can turn your super into a flexible retirement income stream, and consider how much retirement income you might actually need. 

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