2021 Annual Report

The past financial year has been historic for APSS members in more ways than one. Investment gains on APSS assets exceeded a billion dollars, as the world emerged from recession. We meanwhile announced that we have commenced discussions with Sunsuper about a potential merger to build on our proud tradition of protecting and growing your retirement benefits. Read about this and more in your latest Annual Report for the 2020-21 financial year. 

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Formula 1: APSS Defined Benefits

The main super benefit for APSS employee members is the APSS Defined Benefit. Unlike other super benefits, a defined benefit is determined by a formula rather than the performance of investment markets (and there are no fees), as explained in this fact sheet.

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Accumulating super

APSS Member Savings accounts, including Spouse and Rollover accounts, are designed to help you accumulate super over time by adding and investing your own super savings. They work a bit like a bank account but with some important differences as explained in this fact sheet.

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Flexible retirement income

What do you do with your super when you retire? In this fact sheet, we look at how APSS Pension accounts can turn your super into a flexible retirement income stream, and consider how much retirement income you might actually need. 

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