Remember, limited services apply from 22 April ahead of the APSS merger with Australian Retirement Trust on 30 April.

Employee Members

For employee members, if you become permanently disabled or die whilst employed by Australia Post or an Associated Employer, an additional benefit may be payable depending on the type of membership you have.

Total and Permanent Disablement (TPD) benefitsCollapsed
Death benefitsCollapsed
Making a claimCollapsed

Rollover or Spouse Members

Eligible Spouse and Rollover members automatically receive an amount of insurance cover for death, TPD or terminal illness, with the flexibility to either apply for more cover (subject to acceptance by the APSS’s insurer), or cancel it by opting out. 

This cover is separate to the Death and TPD benefit you’re entitled to if you are an Employee Member (see above).

For more information, read the section on 'Your insurance cover and choices' in your Guide to your Member Savings, which can be downloaded hereOpens in new window or call 1300 360 373.