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This category of membership provides eligible members with a defined benefit with accrual rates above the Superannuation Guarantee and includes total and permanent disablement (TPD) and death benefits in addition to retirement/leaving service benefits. Learn more by reading the How does an APSS Defined Benefit work?  fact sheetOpens in new window downloadable here:

Remember - different members have different benefits!
Death and TPD benefits are not the same across all APSS member categories. The example on this page is for a 14.3% member. If you’re an ‘SG’ or ‘CSS’ member, or if you have insurance through an APSS Spouse or Rollover account, please refer to your annual benefit statement and the relevant Product Disclosure Statement for details on how entitlements apply on death or TPD. Also, please remember that there are strict rules governing the payment of your APSS benefit if you suffer TPD. Don’t assume it’s automatically paid just because you can no longer work as a result of an illness or injury. Read your Product Disclosure Statement for details.

Note: There are procedures in place to make sure your superannuation salary will generally not decrease if your pay decreases. To find out more about your superannuation salary, call Australia Post People & Culture on 1300 363 772, or contact your Payroll or HR Manager if employed by an Associated Employer.