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Insight - June 2020

Think twice - Spotting a super scam

Your super is a valuable asset, perhaps second only to the value of your home, so it’s important to keep it safe. If a stranger comes to your home and asks to be let in, you would naturally think twice before unlocking the door. With your super, you also need to think twice. In the latest edition of your member newsletter, Insight, we offer some useful tips on what to look for to avoid scams and when to be extra vigilant. This edition of Insight also provides your regular quarterly investment update, this time to 30 June 2020, with a summary of the investment market conditions over the three months to that date.

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Archive
Please note that this archive is provided as a historical record of APSS member newsletters, and certain information in the following archived issues will now be out of date. Please refer to the product disclosureOpens in new window and fact sheetsOpens in new window sections of this website for current information. 
Insight - March 2020Opens in new window
A COVID-19 Insight - The coronavirus (COVID-19) pandemic profoundly affected lives and livelihoods in communities around the world. Superannuation was not been spared from the stresses and demands brought on by the pandemic. In this edition of your member newsletter, Insight, we looked at some of the ways the APSS responded to navigate a course through that extraordinary time, with answers to frequently asked questions.
Insight - Dec 2019Opens in new window
Investment basics - A new year is always a good time to review the investment choices you have made for your super and make adjustments if necessary, but what exactly should you think about? In this first edition of your member newsletter to be published in 2020, we get back to the basics of investing so you can make better-informed investment choices in the coming decade.
Insight - Sep 2019Opens in new window
Sailing into the wind - Financial markets are facing into headwinds, which may mean lower investment returns over the next five to ten years, compared with the returns achieved in the decade to the end of 2019. In this edition of Insight, we looked at what it takes to navigate this challenging investment outlook.
Insight - Jun 2019Opens in new window
One small step - A handy countdown of 10 things you can do to help your super really 'lift off' on this 50th anniversary of the Apollo 11 moon landing.
Insight - Mar 2019Opens in new window
Are you covered? - A look at important changes to the law affecting insurance in super, and what insurance cover is provided through the APSS.
Insight - Dec 2018Opens in new window
Flexible retirement income - How APSS Pension accounts work.
Insight - Sep 2018Opens in new window
Accumulating super - A look at APSS Member Savings accounts including Spouse and Rollover accounts.
Insight - Jun 2018Opens in new window
Formula 1 - Understanding the formula that determines your APSS Defined Benefit.
Insight - Mar 2018Opens in new window
Achieve your personal best - Three questions to help you make more of your super.
Insight - Dec 2017Opens in new window
How your super is invested - Understanding the investment structure of the APSS.
Insight - Sep 2017Opens in new window
Counting the cost of Cash - Understanding the pros and cons of being invested in the APSS Cash option.
Insight - Jun 2017Opens in new window
Super fund fees - Why are they charged and are they fair?
Insight - Mar 2017Opens in new window
The super outlook - Introducing more investment options for your APSS Member Savings from July 2017.
Insight - Dec 2016Opens in new window
A super new year - Tips on healthier approach to super in 2017 and beyond.
Insight - Sep 2016Opens in new window
The changing super landscape - A summary of major changes to super announced in the 2016 Federal Budget.
Insight - Jun 2016Opens in new window
Ensuring your family is looked after - Why it is so important to get your beneficiary nominations in order.
Insight - Mar 2016Opens in new window
Super Basics - Understand the basics to make better super decisions.
Insight - Dec 2015Opens in new window
Super money tips for your retirement - Tips for managing money once you have retired.
Insight - Sep 2015Opens in new window
Super tips for your working 60s - Important considerations about your super when your retirement is imminent.
Insight - Jun 2015Opens in new window
Super tips for your 50s - Retirement may not seem so far away once you're in your fifties. What do you need to consider when you are likely to retire in 10-15 years' time?
Insight - Mar 2015Opens in new window
Super tips for your 40s - You may not have given much thought to super and retirement when you were younger, but you may be starting to consider it more once you're in your forties. If not, you really should start thinking about it now.
Insight - Dec 2014Opens in new window
Are you on a slippery slide? - Chasing past investment returns can be a risky, wild ride.
Insight - Sep 2014Opens in new window
You've got mail! - Around this time of year, we send you your annual benefit statement. Learn more about the important information provided in this annual update on your APSS benefit entitlements.
Insight - Jun 2014Opens in new window
New super rates and limits - A summary of the rates and limits in the 2014-15 financial year. Note that this information is now out of date.
Insight - Mar 2014Opens in new window
The super gap - When it comes to superannuation, women can face additional challenges to building up enough super for retirement.
Insight - Dec 2013Opens in new window
Swing into a super new year - Resolve to get your super together in 2014.
Insight - Sept 2013Opens in new window
Potential changes to super - A look at the super policy of a new Federal Government, elected in September 2013. 
Insight - Jun 2013Opens in new window
Keeping your money in the APSS - Leaving employment at Australia Post or an Associated Employer does not mean you have to leave the APSS. 
Insight - Mar 2013Opens in new window
A change of season - Introducing a new Chairman of the APSS Trustee.
Insight - Dec 2012Opens in new window
Turn over a new leaf - Ten super resolutions to consider for 2013.
Insight - Sep 2012Opens in new window
Welcome to Insight - The first edition!

Before September 2012, investment results and analysis were provided in the APSS Quarterly Investment Updates:

Investment Update June 2012Opens in new window
Investment Update Mar 2012Opens in new window
Investment Update Dec 2011Opens in new window
Investment Update Sept 2011Opens in new window